Free credit score check
Straight from Experian, in about two minutes. A soft check, so looking never costs you a point.
Limited options today. Worth fixing before you apply.
Drag the bar or tap a band. This is the scale, not your score.
Where every number sits
Drawn to scale, which nobody does. Over half the range is one band.
Poor — Limited options today. Worth fixing before you apply.
Five things decide your number
Roughly in this order. Nobody publishes exact weights, so nobody honest quotes one.
Why do a free credit score check at all?
Know before you apply
Apply where you stand a chance, instead of collecting rejections.
Catch a mistake early
Bureaus get it wrong. You cannot argue with a report you have never read.
It costs nothing
Check your credit score for free, as often as you like. No card, no trial.
Looking does not hurt it
A soft enquiry. Only a real application marks your file.
How a credit score check online works
A free credit score online, on the phone in your hand. No branch, no paperwork.
One OTP. That is the whole account.
Income, employment, city. About thirty seconds.
Score and report summary, on screen.
An instant credit score check, without a card
Other sites want card details before they show you a number that is already yours. We do not, and there is nothing to cancel afterwards, because there was nothing to start.
Questions people actually ask.
No. We run a soft check, which only you can see. A hard enquiry happens when you actually apply to a lender, and we tell you the likely cost in points before that.
Between ₹50,000 and ₹50,00,000, depending on your income, your existing EMIs and each lender’s policy. We show your real limit per lender rather than a headline maximum nobody gets.
Most lenders on our panel disburse within 24 to 72 hours of final approval. The money goes straight from the lender to your bank account and it never passes through Zavo.
Yes. Comparing the best personal loan offers, the credit score and the calculators are all free with no asterisk. Lenders pay us when someone we send them is funded. You are never charged, including when we fail.
Sometimes. Some lenders on our panel go down to 650. Below that, we will tell you honestly rather than take you through an application that will be declined.
Only when you apply to a specific lender, and only the fields that lender needs. Your credit report is read on our side and is never passed on by itself.
Yes. No card, no trial, no fee at any point. Lenders pay us when someone we send them is funded, so we are never paid for showing you your own file.
As often as you like. Every check we run is a soft enquiry, and soft enquiries do not build up against you the way real applications do.
Experian. It is the one bureau we partner with, so the number you see here is the number on your Experian file.
No. A PAN and a mobile number is the whole requirement. We never ask for card details on this journey.
Probably not, and that is normal rather than bad. With no loan or card on file there is nothing for the bureau to score. Lenders call this new to credit, and some of them lend to exactly that.
Ready to check my credit score?
Mobile number, PAN, and about two minutes.