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EMI ki Tension? Zavo Solution

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Trusted by 3M+ EMI Payers across India

Built for Billions
India’s Largest Community of EMI Payers

Settle Loans

Settle your loans with ease and get debt-free.

Get EMI Relief

Split your monthly EMI and pay partially.

Credit Builder

Build 750+ Credit Score

Settle Loans

Settle your loans with ease and get debt-free.

Get EMI Relief

Split your monthly EMI and pay partially.

Credit Builder

Build 750+ Credit Score

What Are We

Solving?Solving?

Settle Your Loan for Up to 50% Less

Settle your loan through a clear, structured process directly with lenders & earn up to 5% cashback on successful settlement.

Skip or Pay Your EMI in Two Parts

When a month gets difficult, you don’t have to default. Skip an EMI or pay a smaller amount for now.

Earn Rewards on Your Repayments

Earn up to ₹2000 cashback on credit card & loan payments. Use it to save more on top brand vouchers and products.

How?

Settle Loan Directly with Lender

Settle your loan directly with the lender for an amount that works for you—no agents, no middlemen involved.

₹0

Settlement fees

10 Lakh+

Loans settled

1100 Cr+

Debts settled

Settle Now

Get EMI Relief, More time to Repay

If your EMI is due but cash is tight, you can either skip your EMI or make a partial payment and manage the rest responsibly.

1000+

Lenders covered

15 Lakh+

Users shielded

93%

Users harassment-free

Get Protected Now

Improve Credit Score to 750+

Get personalised video guidance and a guaranteed credit builder loan to build repayment history and boost your credit score.

60%

Score growth

1L+

Reports fixed

Build Now

Epic Rewards on Repayments

Best rewards on Credit Card and Loan EMI Payments. Earn up to ₹2000 Every Month.

₹4 Lakh+

Cashback given

1.2M+

Active payers

Learn More