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zavo
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Trusted by 3M+ EMI Payers across India

Everything You Need to Manage Your EMIs Better

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Settle Loans
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Settle your loans with ease and get
debt-free.
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Get EMI Relief
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Split your monthly EMI and pay partially.
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Credit Builder
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Build 750+ Credit Score

What Are We

Solving?Solving?

01

Close Your Loan Clearly

See clear settlement options directly from your lender, without agents or middlemen, so you can move on cleanly.

02

Get Through Tough EMI Months

When a month gets difficult, you don’t have to default. Skip an EMI, pay a smaller amount for now, or reduce loan burden through settlement.

03

Make On-Time EMIs that Work for You

As you repay on time, unlock savings, cashback, and rewards that make discipline feel rewarding while building better money habits.

How?

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Get EMI Relief, More time to Repay

If your EMI is due but cash is tight, you can either skip your EMI or make a partial payment and manage the rest responsibly.

1000+

Lenders covered

15 Lakh+

Users shielded

93%

Users harassment-free

Get Protected Now
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Settle Loan Directly with Lender

Settle your loan directly with the lender for an amount that works for you—no agents, no middlemen involved.

₹0

Settlement fees

10 Lakh+

Loans settled

1100 Cr+

Debts settled

Settle Now
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EMI Bet

World’s first game built on EMIs & it’s bigger than you think! Join the league of smart savers and win exciting rewards.

15 Lakh+

Active players

₹10 Cr+

Rewards unlocked

₹92 Lakhs+

EMIs paid on time

Join Now
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Improve Credit Score to 750+

Get personalised video guidance and a guaranteed credit builder loan to build repayment history and boost your credit score.

60%

Score growth

1L+

Reports fixed

Build Now
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Epic Rewards on Repayments

Best rewards on Credit Card and Loan EMI Payments. Earn up to ₹2000 Every Month.

₹4 Lakh+

Cashback given

1.2M+

Active payers

Learn More
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What You Will Love About Us?

Finally, a way to handle EMIs that doesn’t drain your sanity.

Benefits
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Others
  • Help when you need it most
  • Rewards whether you pay On-time or late
  • Up to ₹2000 back every month
  • Exclusive deals on top brands
  • Support that actually shows up
  • No hidden charges. Ever.
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Don’t Just Take Our Word For It

Growing your credit can change your life. Like these people

No testimonial available right now.

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Join 3 Million+ Indians

Who Trust ZAVO for their all things EMI

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Rated Excellent: 4.3/5

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Frequently Asked Questions